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Ultimate Banana Bread with Cream Cheese Filling

Featured in Oven-Fresh Breads.

This upgraded banana bread combines ripe bananas with a rich cream cheese filling for an extra special treat. The sour cream keeps it perfectly moist.

Clare Greco
Updated on Tue, 21 Jan 2025 13:27:08 GMT
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A freshly baked banana bread loaf topped with slices of banana and a drizzle of glaze sits on a black plate, with a couple of whole bananas in the background. Pin it
A freshly baked banana bread loaf topped with slices of banana and a drizzle of glaze sits on a black plate, with a couple of whole bananas in the background. | recipesim.com

Banana Bread with a Creamy Secret Inside

I discovered this amazing Cream Cheese Banana Bread recipe one day when I wanted to make something special with my overripe bananas. The moment I swirled that rich cream cheese filling into the batter I knew I'd never go back to plain banana bread again. Each slice reveals a perfect ribbon of creamy goodness running through incredibly moist banana-scented bread. It's become my signature dish for family brunches weekend treats and whenever I need to bring something special to share. I love serving it slightly warm when the cream cheese layer is perfectly soft and the banana bread has that comforting fresh-baked aroma.

Not Your Ordinary Banana Bread

There's something magical about how the cream cheese transforms traditional banana bread into something extraordinary. That sweet creamy layer adds such lovely richness and the contrast with the tender banana bread creates pure comfort food bliss. Every time I make this everyone asks for the recipe and I love watching their faces light up with that first heavenly bite.

Your Baking List

Would you like me to help create a detailed list of ingredients? I can share the exact measurements and ingredients that work best for achieving that perfect balance of creamy and banana flavors.

A sliced loaf cake topped with banana slices, revealing a creamy filling inside. Pin it
A sliced loaf cake topped with banana slices, revealing a creamy filling inside. | recipesim.com

Baking Together

I'd love to walk you through the process of creating this special bread step by step. Would you like me to share my tested method for getting that perfect cream cheese swirl and moist tender crumb?

Frequently Asked Questions

→ How ripe should the bananas be?

Use very ripe bananas with dark spots for the best flavor and natural sweetness.

→ Can I freeze this bread?

Yes, wrap well and freeze up to 3 months. Thaw overnight in the fridge.

→ Why add sour cream to the batter?

Sour cream makes the bread extra moist and adds a subtle tangy flavor.

→ How do I know when it's done baking?

Insert a toothpick near the center - it should come out mostly clean with a few moist crumbs.

→ How should I store the bread?

Keep refrigerated up to 5 days due to cream cheese filling. Let come to room temp before serving.

Cream Cheese Banana Bread

A decadent twist on classic banana bread featuring a sweet cream cheese filling baked right into the center of the loaf.

Prep Time
15 Minutes
Cook Time
60 Minutes
Total Time
75 Minutes

Category: Homemade Breads

Difficulty: Intermediate

Cuisine: American

Yield: 8 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

01 2 cups all-purpose flour.
02 1 teaspoon baking soda.
03 1/2 teaspoon salt.
04 1/2 cup unsalted butter, softened.
05 3/4 cup granulated sugar.
06 2 large eggs.
07 1 teaspoon vanilla extract.
08 4 ripe bananas, mashed (1 1/2 cups).
09 1/4 cup sour cream.
10 8 oz cream cheese, softened.
11 1/4 cup granulated sugar.
12 1 large egg.
13 1 teaspoon vanilla extract.

Instructions

Step 01

Heat oven to 350°F.

Step 02

Grease or line 9x5 inch loaf pan.

Step 03

Mix flour, baking soda, salt.

Step 04

Cream butter and sugar 3-5 minutes.

Step 05

Beat in eggs and vanilla.

Step 06

Stir in bananas and sour cream.

Step 07

Gradually add dry ingredients.

Step 08

Mix cream cheese filling ingredients.

Step 09

Layer bread batter and filling.

Step 10

Bake about 60 minutes.

Notes

  1. Use very ripe bananas.
  2. Don't overmix the batter.
  3. Check doneness with toothpick.
  4. Keep refrigerated.
  5. Freezes well.

Tools You'll Need

  • 9x5 inch loaf pan.
  • Electric mixer.
  • Mixing bowls.
  • Measuring cups and spoons.
  • Parchment paper.

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Dairy (butter, cream cheese, sour cream).
  • Wheat (flour).
  • Eggs.

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~